River Falls Insurance Center, LLC
Privacy Statement
Information Collection & Use
River Falls Insurance Center, LLC is the sole owner of the information collected on www.riverfallsinsurancecenter.com and/or www.insureRF.com . River Falls Insurance Center, LLC collects personally identifiable information from our visitors/clients at several different points on our Web site.
We use information we collect to provide insurance quotes and to respond to customer inquiries.
We also use information we collect to communicate with our customers or prospective customers via phone, mail, or electronic distribution.
We do share your personal information with insurance carriers, insurance agencies, and consumer reporting agencies for the purpose of obtaining any quote you may request. We do not share your personal information with any other third-party entities.
Contact, Quote, or Change Request Forms
If you request a contact, insurance quote, or a change to an existing insurance policy on our site, we require that you provide certain personally identifiable information, including your name, address, phone number, driver’s license number and Social Security number. This information is necessary to process your request and to contact you.
We require your social security number to provide an accurate insurance quote. When you enter your social security number on any of our quote request forms, we encrypt it using secure socket layer technology (SSL).
Uses of Information
We use your personal information we receive from the website to provide insurance quotes and to endorse current insurance policies. We do share your personal information with insurance carriers, insurance agencies, and consumer reporting agencies for the purpose of obtaining any quote or endorsement you may request. We do not share your personal information with any other third-party entities.
Supplementation of Information
In order to provide certain insurance quotes to you, we may on occasion supplement the personal information you submitted to us with information from third party sources
Insurance Scoring
To determine your pricing tier with one of the insurance companies we represent, we use your name and social security number to request an insurance score, which is partially based on credit history. Once we determine your insurance score, we either destroy it or file it in our records according to the insurance company guidelines.
Motor Vehicle Reports
We use insurance company software or third-party software to verify your motor vehicle report, in order to provide you with an accurate insurance quote.
Comprehensive Loss Underwriting Exposure (Claims History Reports)
We use insurance company software or third-party software to verify your auto and/or property claims history, in order to provide you with an accurate quote.
Personally identifiable information:
We DO NOT Share Personally Identifiable Information with Third Parties
Legal Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site
Log Files
As is true of most Web sites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.
We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole.
We do not link this automatically-collected data to personally identifiable information.
We use Yahoo web-hosting as a tracking service that uses cookies [log files] to track non-personally identifiable information about visitors to our site in the form of usage and volume statistics, so that we may monitor and enhance our website.
Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by River Falls Insurance Center, LLC. Please be aware that we, River Falls Insurance Center, LLC, are not responsible for the privacy practices of such other sites.
We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.
This privacy statement applies only to information collected by this Web site.
Co-branded sites
River Falls Insurance Center, LLC uses a link to Golden Rule Insurance Company whereby you can click on that link and will be taken to a Co-Branded website. This website is provided so that you can input your own personal information to receive a health quote directly from Golden Rule Insurance Company. We encourage you to be aware when you leave our site to read the privacy statement that Golden Rule provides on their website.
Bulletin Boards/Chat Rooms
If you use a bulletin board or chat room on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums.
Access to Personally Identifiable Information
If your personally identifiable information changes you may [add, change or delete it] by requesting a change on our website or by emailing the agency or by contacting us by telephone or postal mail at the contact information listed below.
Security
The security of your personal information is important to us. When you enter sensitive information (such as a driver’s license number and/or social security number) on our forms, we encrypt that information using secure socket layer technology (SSL). [To learn more about SSL, follow this link www.ssl.com.]
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can send email us at ttokheim@msn.com
Business Transitions
In the event River Falls Insurance Center, LLC goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email or prominent notice on our Web site for 30 days of any such change in ownership or control of your personal information.
Changes in this Privacy Statement
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.
Contact Us
If you have any questions or suggestions regarding our privacy policy, please contact us at:
River Falls Insurance Center, LLC
216 N Main St. Suite G
River Falls, WI 54022
Phone 715-425-5858
Fax 715-425-5848
Email ty@insureRF.com |
